3174 PHLOX DRIVE PALM HARBOR FL 34684 | MLS #TB8531522

3174 PHLOX DRIVE
PALM HARBOR, FL, 34684
$229,000
2 Beds
2 Baths
860 SqFt
0.08 Acres
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MLS #TB8531522 image #0
Virtually Staged. PRICE IMPROVEMENT! Welcome to this charming 2-bedroom, 2-bath villa, plus a bonus/flex room in the desirable Cloverplace community of Palm Harbor! Located in a highly sought-after school district and just minutes from shopping, dining, parks, golf, and the Gulf beaches, this home offers an exceptional location with the convenience of low-maintenance living. Major updates provide peace of mind, including a **ROOF replaced in 2022** and a **newer HVAC system**. Inside, you’ll find beautiful polished porcelain tile flooring throughout and an updated hall bath featuring a custom-tiled walk-in shower. The spacious great room boasts vaulted ceilings and abundant natural light, creating an open and welcoming atmosphere.
Step into the bright and airy sunroom overlooking a **nicely FENCED backyard**—a wonderful space for pets, gardening, entertaining, or simply relaxing in your own private outdoor retreat. The kitchen has been reconfigured from its original layout, offering the next owner a unique opportunity to create a space that reflects their own style and needs. Whether you’re looking for your first home, a seasonal residence, or a property to personalize over time, this villa offers solid improvements, a desirable location, and the chance to make it your own. Residents enjoy access to the community pool and beautifully maintained common areas, all within one of Palm Harbor’s most convenient and desirable neighborhoods. No flood insurance required (Flood Zone X), makes this property the one to grab!

Property Details

Price:
$229,000
MLS #:
TB8531522
Status:
Active
Beds:
2
Baths:
2
Type:
Single Family
Subtype:
Villa
Subdivision:
CLOVERPLACE CONDO
Neighborhood:
34684palmharbor
Listed Date:
Jul 22, 2026
Finished Sq Ft:
860
Total Sq Ft:
860
Lot Size:
3,742 sqft / 0.08 acres (approx)
Year Built:
1984
TraditionalPoolPrimary Bedroom Main FloorCommunity Pool34684 – Palm Harbor34684palmharborCloverplace CondoHighland Lakes Elementary-pnCarwise Middle-pnPalm Harbor Univ High-pnTo Be Verified By The Buyer And/or Buyer’s Agent Through The Hoa.8-12 MonthsPets Allowed

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Schools

Elementary School:
Highland Lakes Elementary-PN
Middle School:
Carwise Middle-PN
High School:
Palm Harbor Univ High-PN

Interior

Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Range, Refrigerator, Washer, Water Softener
Bathrooms
2 Full Bathrooms
Cooling
Central Air
Flooring
Tile
Heating
Electric
Interior Features
Cathedral Ceiling(s), High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Thermostat
Laundry Features
Inside
Levels
One

Exterior

Architectural Style
Traditional
Association Amenities
Pool, Vehicle Restrictions
Attached Garage YN
1
Common Walls
Corner Unit, End Unit
Community Features
Buyer Approval Required, Deed Restrictions, No Truck/RV/Motorcycle Parking, Pool, Sidewalks
Construction Materials
Block, Stucco
Covered Spaces
1
Direction Faces
North
Exterior Features
Irrigation System, Private Mailbox, Private Yard, Sidewalk, Sliding Doors, Storage
Fencing
Fenced, Vinyl
Garage Spaces
1
Lot Features
In County, Landscaped, Private, Sidewalk
Open Parking YN
1
Other Structures
Additional Single Family Home, Shed(s)
Parking Features
Converted Garage, Driveway, Garage Door Opener
Patio And Porch Features
Enclosed, Patio
Roof
Shingle
Security Features
Smoke Detector(s)
View
Garden, Tennis Court
Window Features
Blinds, Drapes

Financial

HOA Fee
$230
HOA Fee Frequency
Monthly
HOA Includes
Common Area Taxes, Community Pool, Maintenance Grounds, Pool Maintenance, Sewer, Trash
HOA Name
Fatima
HOA Phone
727.942.4755
Tax Year
2025
Taxes
$2,702

Map

Community

Subdivisions in PALM HARBOR

Market Summary

Current real estate data for Single Family in PALM HARBOR as of Oct 07, 2026
367
Single Family Listed
92
Avg DOM
301
Avg $ / SqFt
$635,210
Avg List Price

Property Summary

    Located in the CLOVERPLACE CONDO subdivision, 3174 PHLOX DRIVE PALM HARBOR FL is a Single Family for sale in PALM HARBOR, FL, 34684. It is listed for $229,000 and features 2 beds, 2 baths, and has approximately 860 square feet of living space, and was originally constructed in 1984. The current price per square foot is $266. The average price per square foot for Single Family listings in PALM HARBOR is $301. The average listing price for Single Family in PALM HARBOR is $635,210.

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3174 PHLOX DRIVE
PALM HARBOR, FL