3157 N CANAL DRIVE PALM HARBOR FL 34684 | MLS #TB8553882

3157 N CANAL DRIVE
PALM HARBOR, FL, 34684
$1,750,000
5 Beds
3.5 Baths
4,496 SqFt
0.15 Acres
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MLS #TB8553882 image #0
Discover this beautifully updated “Lake Tarpon Luxury Waterfront Home.” Canal home offering direct access to Lake Tarpon and an exceptional blend of luxury, functionality, and long-term durability. This spacious 5-bedroom, 3.5-bath, 4,496 sq ft residence features a rare first-floor mother-in-law suite with a private close-off pocket door option, ideal for guests, multigenerational living, or extended stays. A standout feature is the oversized 3-car garage, complete with a built-in 10×10 storage room and extensive built-in shelving, providing unmatched storage and organization. The home has undergone major capital improvements in recent years, making it truly move-in ready. A new roof was installed in April 2021, followed by three new HVAC systems replaced in May 2023 for optimal comfort and efficiency. In October 2019, the entire exterior was upgraded with Hardie-Board color plus siding installed over full house wrap, eliminating the need for ongoing painting and offering superior moisture and pest resistance. That same year, all windows and pool-deck sliding doors were replaced (October 2019), enhancing hurricane resilience, energy efficiency, and insurance savings. Outdoor living shines with a large screened pool enclosure and a fully refurbished private dock completed in September 2023, featuring davits, covered lifts, and direct canal access for boating enthusiasts. Inside, the home boasts two full kitchens, two laundry rooms, a dramatic three-story foyer, and premium finishes throughout. For buyers seeking a turn-key experience, the property can be purchased fully furnished, offering a seamless transition into one of Palm Harbor’s most desirable waterfront lifestyles. NOTE- NO HOA FEES, NO DEED RESTRICTIONS, NO FLOOD INSURANCE- SEE LOMA ATTACHED. “Includes full 360° virtual tour and walkable video for remote buyers.” SEE ATTACHMENTS AND VIDEO TOUR LINKS- INCLUDES FLOOR PLAN LAYOUT INTERFACE WITH 360 VIDEO WALK THRU

Property Details

Price:
$1,750,000
MLS #:
TB8553882
Status:
Active
Beds:
5
Baths:
3.5
Type:
Single Family
Subtype:
Single Family Residence
Subdivision:
LAKE TARPON ESTATES
Neighborhood:
34684palmharbor
Listed Date:
Oct 1, 2026
Finished Sq Ft:
4,496
Total Sq Ft:
5,792
Lot Size:
6,556 sqft / 0.15 acres (approx)
Year Built:
1988
WaterfrontPoolPrimary Bedroom Main Floor34684 – Palm Harbor34684palmharborLake Tarpon EstatesNo Minimum

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Schools

Interior

Appliances
Bar Fridge, Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range Hood, Refrigerator, Water Softener, Wine Refrigerator
Bathrooms
3 Full Bathrooms, 1 Half Bathroom
Cooling
Central Air
Flooring
Carpet, Luxury Vinyl, Marble
Heating
Central, Heat Pump
Interior Features
Cathedral Ceiling(s), Ceiling Fan(s), Chair Rail, Crown Molding, Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, L Dining, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Wet Bar, Window Treatments
Laundry Features
Electric Dryer Hookup, Inside, Laundry Closet, Laundry Room
Levels
Three Or More

Exterior

Attached Garage YN
1
Construction Materials
HardiPlank Type
Covered Spaces
3
Direction Faces
South
Exterior Features
Balcony, French Doors, Irrigation System, Private Entrance, Private Mailbox, Private Yard, Rain Gutters, Shade Shutter(s), Sliding Doors, Storage
Garage Spaces
3
Roof
Shingle
Waterfront Features
Canal – Brackish

Financial

Tax Year
2025
Taxes
$7,913

Map

Community

Subdivisions in PALM HARBOR

Market Summary

Current real estate data for Single Family in PALM HARBOR as of Oct 06, 2026
366
Single Family Listed
92
Avg DOM
300
Avg $ / SqFt
$634,030
Avg List Price

Property Summary

    Located in the LAKE TARPON ESTATES subdivision, 3157 N CANAL DRIVE PALM HARBOR FL is a Single Family for sale in PALM HARBOR, FL, 34684. It is listed for $1,750,000 and features 5 beds, 4 baths, and has approximately 4,496 square feet of living space, and was originally constructed in 1988. The current price per square foot is $389. The average price per square foot for Single Family listings in PALM HARBOR is $300. The average listing price for Single Family in PALM HARBOR is $634,030.

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PALM HARBOR, FL