305 28TH STREET S ST PETERSBURG FL 33712 MLS #TB8459321

**Huge price reduction! Seller is motivated** *** TWO HOMES ON ONE LOT*** Unlock incredible investment potential with this rare 4-bedroom, 2-bathroom cottage-style residence, complete with a fully detached, income-ready 1 bedroom apartment behind! Whether you are looking for a savvy house-hack, a multi-generational living setup, or a high-performing short-term rental, this property is designed to deliver immediate value. The two-story primary home exudes character, featuring elegant arched doorways and original built-in shelving that preserve its unique cottage soul. Enjoy peace of mind with comprehensive updates to the plumbing, electrical, and HVAC systems. Flexible Layout: Two bedrooms and a full bath are located on the main level, with two additional bedrooms and a second full bath upstairs. Step out back to discover the detached 1 bedroom apartment, a stylish garage conversion designed for maximum profitability. This isn’t just a guest suite; it is a turnkey rental opportunity featuring: Full Independent Kitchen: Allows for long-term residency or premium short-term rates. This property offers a rare combination of “move-in ready” reliability and aggressive equity-building potential. Live in one and let the ADU pay part of your mortgage, or rent both for a dual-stream income portfolio. Schedule you showing today!